business bank account | guaranteed bank account for business | bank account

business bank account
 
     
  Option 6  
     
  SPECIAL OFFER £45 1 WEEK ONLY  
 

Option 6 - Full Businesi Bank Account is an excellent choice for those who have defaults, CCJ's or discharged bankrupts, the account does not support current bankrupts or current IVA's / CVA's.

If you have a poor credit rating, have accumulated several defaults, then you have found the perfect banking solution. Of course accruing adverse credit limits the type of bank account you may qualify for, and in many instances the account facilities are vastly reduced, however, over the past few years Foersters has searched the banking market and found the very best the banking industry has to offer with many of our clients qualifying for all available account features. No other account in the UK can offer you more; put simply under your present circumstances this is the very best account you could possibly apply for... GUARANTEED.

How it Works - This account comes with all the usual features you would expect with a full business bank account, visa electron debit card, cheque book, internet banking and upto 2 years free banking (new start-ups) etc though it can take upto 28 working days for approval and sometimes longer, there are no annual or monthly recurring charges associated with this account.

How does the process work? 

Assuming your Company is a new start-up, ie new limited company, soletrader or partnership etc then the following procedure is usually the norm. We complete the all the business application forms, send them to your stated address for checking and signing, assuming all is correct you are required to take these and any other documents stated in our accompanying letter to a recommended local branch, there member of staff will verify and retain your ID etc, which are then sent to a central department for processing (accounts are not normally processed in your local branch), this is where time delay can occur, following approval documents are returned to your branch, at this point the procedure is discretionary, the business manager usually forwards all account details direct to you via Royal Mail, however he/she may choose to request you attend a short interview.

Important - Occasionally the bank may request further information i.e. credit reference report, further address verification etc, this is usually because they are unable to firmly establish certain information, in this instance please provide original documents, out dated or photo copies are no acceptable.

Established Companies are required to provide more documentation i.e. company accounts etc, thus account approval can and usually does take much longer.

The time scale for processing this type of account from receipt of your application by the bank is approximately 10 to 28 working days but can take longer.

Should your adversities prove to be none or very mild we will place your application electronically direct with the bank who will contact you to confirm your details, in this instance the process is much quicker and usually takes a few days to attain approval.

Please note the type of account and bank selected are determined by your personal and/or company circumstances, therefore it is very important we know exactly which banks you have experienced problems either now or in the past, this is also the case for all officers/members of the Company. Our Terms

 
 
Our best ever banking introduction placed with only the very best banking institution.
 
Whatever your selection you can be sure of a first class service giving you the very best in banking facilities specially designated for those who have fallen on difficult times but are equally determine to make a real effort and succeed in business.
 
Finally before you proceed please read our terms and conditions they will help you understand how the account opening process works. If you are still not sure please don't hesitate telephone our office and we will do our very best to resolve any queries you may have - 08443 57 58 79 / 08443 57 58 59 or you can email us.
Back to Business Bank Account Options
 
Option 6 Business Account - £59 inclusive SPECIAL OFFER £45 1 WEEK ONLY
SOS Banking FULL BUSINESS BANK ACCOUNT - Non-status
  • Cheapest on the net Guaranteed
  • Limited company / sole trader / partnership
  • You will receive some or all of the following features listed below
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash or Electron card
  • BACS / CHAPS
  • Telephone & Online banking
  • No Forms to complete
  • No opening balance needed
  • No business plans to complete
  • Upto 2 years FREE banking
Introductory Fee - £59 - SPECIAL OFFER £45 1 WEEK ONLY
To qualify for this account you should not:
  • Be in a current IVA
  • Be an undischarged bankrupt
Buy Now1 By purchasing this service you are agreeing to our conditions as below.

 

 

Our Terms

We must point out none of the accounts listed on our website are not 100% guaranteed acceptance, Foersters are not a banking institution we only introduce clients to banks etc and have no influence over their decision making, all applications are assessed individually and are subject to the respective banks scoring system and their decision is usually finale.

None of the banks where application are placed for assessment charge for their service, you can call into the bank at anytime and request these exact accounts completely free of charge, any fees paid are payable direct to Foerster Business Solutions Ltd, in return we offer you our professional services in helping you to obtain a bank account to suit your individual circumstances.

Over the last 5 years FBSL have searched the banking industry for the best possible banking facilities available, we have found that several of these banks will accept customers and companies with adverse credit, this knowledge is then passed to you our clients.

Our complete service includes; completion of all bank account application forms, letter of instruction, which also advises of the chosen bank(s) selected to suit your particular circumstance, list of additional required documents, written letter of introduction advising of your particular circumstances, Foersters also provide map/address and contact details for the designated branch, and where applicable all postal costs, we also provide total help throughout the entire process.

You can contact our team direct on (08443 575879) during working hours or at anytime through email or contact us page, also if required we can contact the bank for updates and or to chase your application etc.

Acceptance rate for this type of account is extremely high we estimate over 95% of all applications are approved, if this was not the case Foersters could not continue to provide this extensive service, only through volume can we offer our services at the prices we charge, many of our competitors offer these exact same introductions for fees of upto £169.

Our Promise Guaranteed

We will never knowingly refer a customer to any institution we felt would reject your application, it simply would not make any sense to do so. To reassure you of our confidence at achieving success in helping you obtain your chosen account, and provided you have been completely honest regarding the declaration of your adversities, in the event you are refused a bank account through our recommended sources we guarantee to refund your fee in full without any questions asked.

Please note that it is an offence to give false information when applying for banking or other credit facilities and if this is proved, any fees paid to us would be forfeited. No refunds are available on Accounts marked 'Subject to Status

 

 
 
 
 
     
 

What Identification Documents will I need?

Please supply 1 from each of the following ID for each director / secretary or shareholder with 10% or more shares

Picture Identification

  • Passport
  • Full drivers licence (Photo Licence)
  • European union national ID card

Confirmation of Residence

  • Utility bill – no older than 3 months
  • Bank statement - no older than 3 months
  • Council tax bill – present year only
  • Full drivers licence if not already used as your ID

All documentation MUST be addressed to the person presenting the documentation.

  • Additional documents required

    • Limited companies will need a copy of their incorporation cerificate.
    • Companies set-up as Soletraders / partnerships require their company letterhead.
    • Where Banks accept discharged bankupts you will be required to produce the original discharge certificate issued by the courts.
    • In some instances the Bank may also require an original Experian / Equfax report (not your own downloaded copy).
    • Established companies limited, soletraders or partnerships who have traded will need to produce a copy of there turnover / accounts.

 

 
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