Foerster Business Solutions Limited (FBSL) specialise in helping customers to obtain banking and company formations facilities for new and existing clients.
In todays world every UK household requires the facilities of a bank account, whether the need is for direct debits, salary or online banking Foerster Business Solutions Ltd (FBSL) can help you to obtain the right account to suit your particular circumstances.
Many of our clients however, have for whatever reason an adverse credit rating, option 7 is a perfect facility for just such a scenario, anyone who has several CCJ's, defaulted on their mortage or been refused by other banks can open an account through our option 7 process.
Guaranteed Bank Accounts are placed with leading UK high street banks
_____________________________________________
How our Guaranteed Bank Account service works
1. How can you get me an account when I can't?
Over the years we have searched the banking institutions to find bank accounts suited to every individual and business profile, whether you have excellent credit or an extremely poor credit rating, we have sourced a bank account to suit every conceivable scenario , in most instances we have developed a firm standing relationship to secure excellent banking facilities, however, undischarged bankrupts have proved to be very difficult to place, virtually no bank or institution will even consider them for bank account. If you are a undischarged bankrupt and require a personal bank account contact our office for options available to you 08443 575879 / 08443 575859
Accounts are placed with a top high street banks and offered to you on their regular terms. We work very closely with many of the necessary institutions and banks to open 1000's of accounts every year. Our credentials are supported by many testimonials available from our team on 08443 575859 / 08443 575879
2. What do you charge and will it work for me?
Your application is dealt with on a personal basis all the way through the process, we do not receive any commissions from the banks and thus we must charge you/your Company for this service, our fees vary and are based on the type of account selected and is usually dependant on your personal circumstances, and with which institution we can place you, the account you have selected is Option 7 a personal bank account, total introductory fee £35 inclusive.
3. How easy is the process?
We do all the work and organisation for you. You are required to complete a simple application and the FSA (the Bank's governing body) require you to have your ID verified, you can do this through a bank or lawyer etc. You will not be required to attend a bank inter view.
4. How long will it take to open my business bank account?
This type of account provides excellent facilities and is generally quick to open, though the banks do say allow up 28 days. When you receive the bank application form check, sign and complete any missing answers, include you verified ID and everything to the bank in the prepaid envelope, then simply wait until your account details arrive through the post.
5. What if I have been refused by some banks?
In most instances you can still accuire a bank account with this bank regardless of past refusals at other institutions.
6. What features come with my account?
Option 7 offers the following features:
- Cheapest on the net Guaranteed
- No Bank visit required
- Cash Card
- CHAPS / BACS
- Internet Banking
- Telephone Banking
- Direct Debits / Standing Orders
- Cheque Book iafter qualifying period
- No opening balance required
- Counter Service
7. What Identification Documents do I need?
Please supply 1 from each of the following ID
Picture Identification
- Passport
- Full drivers licence (Photo Licence)
- European Union national ID card
Confirmation of Residence
- Utility bill – no older than 3 months
- Bank statement - no older than 3 months
- Council tax bill – present year only
- Full drivers licence if not already used as your picture ID
- Some banks require a credit reference report.
- Discharged bankrupts must provide a certified copy of the original court issued discharge certificate, if you do not have this document you will need to contact the courts and request a new one.
All documentation MUST be addressed to the person presenting the documentation.
8. Our Guarantee
This service is for a guaranteed personal bank account and as such our dedicated new accounts team will work with you all the way through the account opening process until we are satisfied you have the very best possible account to fit their particular circumstances, if we fail to obtain the selected account we will make a full refund less £15 admin fee, however, FBSL's dedicated team will do everything possible to ensure this scenario does not occur. Our guarantee is base entirely on the information provide by the client at the point of sale. In the event this information proves inaccurate and the Banks findings prevent account approval, then our guarantee would be rendered invalid and any fees paid would be forfeited. Should this instance occur we will not abandon our client, without any obligation we will apply to other institutions but we would no longer offer the service under our guaranteed facility.
If you find any of these accounts cheaper elsewhere we will refund the difference |
