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business bank account

 

     
  Bank Accounts  
  We offer a guarantee1 on all our poor credit bank accounts . .  
 
Whether you are a sole trader, partnership, limited company or you require a personal account we can help. We help with customers obtain status and non status accounts and can usually help with most adverse circumstances.
 
 
Note if your credit history is good you can click here for a FREE full status business bank account.
 
Select an option most suited to your circumstances, if in doubt telephone our office for advice 08443 575879 / 0161 761 6123, once we have received your order you will be contacted for a little more information. We are so confident we can arrange an account on your behalf that should we fail we will refund your payment less a small £5 admin fee.
Which account should I choose ?
 
Free Barclays Free HSBC Free Alliance & Leicester NatWest Poor Credit Bank A/c Poor Credit Personal A/c Non - UK Residents Bank A/c
 
 
   
 
Option 1 - Completely 100% FREE of charge
Barclays2 FULL BUSINESS BANK ACCOUNT - Status Account

Note there are no annual or monthly charges

  • Limited company / sole trader / partnership
  • You will receive some or all of the following features
  • Guarantee Free Banking for new starters
  • Upto 18 mths FREE banking
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash card or Debit card
  • BACS / CHAPS
  • Commercial card available
  • Telephone & Online banking
  • No opening balance needed
  • No forms to complete
  • You may need to attend the bank
Introductory Fee - £NIL
This account is subject to the banks own status checks
get it now   More Info >>>

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Option 2- Completely 100% FREE of charge
HSBC FULL BUSINESS BANK ACCOUNT - Status Account

Note there are no annual or monthly charges

 
  • You will receive some or all of the following features
  • Limited company / sole trader / partnership
  • Guarantee Free Banking for new starters
  • Upto 18 mths FREE banking
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash card or Debit card
  • BACS / CHAPS
  • Commercial card available
  • Choice of Banks
  • Telephone & Online banking
  • No opening balance needed
  • No forms to complete
  • No Bank Interview required
Introductory Fee - £NIL
This account is subject to the banks own status checks
get it now   More Info >>>

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Option 3a - Alliance + Leicester Business Account - £NIL
Alliance & Leicester Logo BUSINESS BANK ACCOUNT - Subject to status*
  • Limited company / sole trader / partnership
  • Guarantee Free Banking for new starters
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash card or Debit card
  • BACS
  • CHAPS available
  • Choice of Branches
  • Telephone & Online banking
  • No opening balance needed
  • No business plan required
  • 2 years FREE banking
Introductory Fee - £NIL

get it now2

  More Info >>>

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Option 4 - Business Account - £39 inclusive
Natwest Bank Account FULL BUSINESS BANK ACCOUNT -Status Account
Guarantee Free Banking for new starters
  • Limited company / sole trader / partnership
  • You will receive some or all of the following features
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash card or Debit card
  • BACS / CHAPS (CHAPS not free)
  • Telephone & Online banking
  • No opening balance needed
  • No business plan required
  • Bank interview may be required
  • upto 2 years FREE banking
Introductory Fee - £39 Inclusive
This account is subject to the banks own status checks and does not accept any poor credit.

get it now2

  More Info >>>

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Option 5 Non-UK Residents Account - £99 + VAT

SOS Banking

 

BUSINESS BANK ACCOUNT - Status Account
For Non-UK Residents
  • Most Non-UK Residence accepted
  • You will receive some or all of the following features
  • Debit / Cash Card
  • Internet Banking
  • Telephone Banking
  • Direct debits
  • Standing Orders
  • No Opening Balance
  • No Bank interview required
  • No forms to complete
  • Cheque Book
  • Paying in Book
  • BACS
  • CHAPS Available
Introductory Fee - £99 + VAT
Buy Now1 More Info >>>

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  guarantee1 Poor credit guarantee1
Guaranteed Bank Accounts
Many of our customers struggle to move forward with their lives or business simple because they cannot obtain a Business or Personal Bank Account, this is in the main due to various adverse credit circumstances but why should this be the case, surely the banks cannot paint everyone with the same old tarnished brush. At Foersters we believe everyone needs a second chance, we have searched and continue to search the banking institutions for the very best banking facilities availble that will suit and reflect most customer profiles.
 
Regardless of your personal credit history i.e. CCJ’s, defaults, arrears, IVA, or even bankruptcy we have an account thats right for you, this is probably the best and cheapest facility on the net, so be sure and read " how it works notes below " before proceeding.
Poor Credit Bank Account Options
Full Business Bank A/c Triple Bank A/c Package Business Pack - Limited Company & Bank A/c Basic Bank A/c Personal Bank A/c

 

Our Promise : "Option 6 is the exact same account as those avertised for £99 to £169 pounds on other sites, we believe our price is a fair and resonable one, affordable to most of our customers many of whom suffer difficult financial circumstances, our fees also reflects the a fair amount for work we do, and to help reassure you of our complete confidence in helping you obtain the right account, in the event we should fail to obtain a bank account we promise to give you 100% of your money back GUARANTEED"
 
Option 6 - Poor Credit Business Account* £59 inclusive
 

SOS Banking

GUARANTEE

  SPECIAL OFFER NOW £45 FOR 1 WEEK ONLY    
  • Suitable for Limited Companies / Soletraders / LLP's / Limited By Guarantee
  • You will receive some or all of the following features
  • Business Bank Account*
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash or Electron card
  • BACS / CHAPS
  • Telephone & Online banking
  • No opening balance needed
  • Upto 2 years FREE banking
Introductory Fee - £59 (NOW £45)
  This account does not accept Undischarged Bankrupts or IVA's    
Buy Now1 More Info >>> Terms
 

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Option 7 - Triple Account* £99 Our best ever package for those with poor credit ratings
 
Triple Banking Package Includes :
 
SOS Banking Full Business Bank Account
Basic Business Bank Account
Personal Bank Account
 
  • Limited company / sole trader / partnership
  • You will receive some or all of the following features
  • Triple Bank account
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash or Electron card
  • BACS / CHAPS
  • Company debit card (negotiable)
  • Choice of one of Banks
  • Telephone & Online banking
  • No opening balance needed
  • Upto 2 years FREE banking
  • Pass Book
  • Counter service
  • Counter Cheques
Introductory Fee - £99 inclusive
This account does not accept Undischarged Bankrupts or IVA's
Buy Now1 More Info >>>

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Option 8 - Business Package Ltd Company & Bank Account* - £99 One off fee
SOS Banking  
  • You will receive some or all of the following features
  • Mem & Arts pdf
  • Full Trading Limited Company
  • Certificate of Incorporation pdf
  • Mem & Arts pdf
  • Business Bank Account*
  • Direct debits
  • Standing orders
  • Cheque book
  • Paying-in book
  • Cash card or Electron card
  • BACS / CHAPS
  • Company debit card (negotiable)
  • Telephone & Online banking
  • No opening balance needed
  • Upto 2 years FREE banking
Introductory Fee - £99 inclusive
This package does not accepts Undischarged Bankrupts or IVA's
Buy Now1 More Info >>>
 

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Option 9 - Basic Account* - £35 inclusive

SOS Banking

GUARANTEE

BASIC BUSINESS ACCOUNT - Completely Non-Status
  • Accepts Ltd Companies, Soletraders, Partnerships, clubs and charities
  • Bank visit required
  • Withdraw upto £300 per day
  • Account opened same day in 99% of cases
  • Passbook issued
  • Counter Cheques
  • BACS in
  • £10 opening balance required
  • No Business plan required
Please Note ther is no cheque book, cash or debit card, no direct debits or standing orders with this account.
Introductory Fee - £35

This account dose not accepts undischarged Bankrupts

Buy Now1

More Info >>>

Not sure if this account is right for you click here and we will assess which is the best account suited to your circumstances.

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Option 10 - Personal Account* - £39 inclusive

Personal Bank

GUARANTEE

PERSONAL BANK ACCOUNT - For People with a poor credit
  • No Bank Interview required
  • Direct debits
  • Standing orders
  • Electron Debit card
  • Telephone & Online banking
  • No opening balance needed
  • New UK Residents welcome
Introductory Fee - £39
This account does not accept undischarged Bankrupts or IVA's - see Option 11 for acceptance of these adversities
Buy Now1 More Info >>>
Still not sure if this account is right for you click here and we will assess which is the best account suited to your circumstances.

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Option 11 - personal Account* - £39 inclusive

Personal Bank

GUARANTEE

  PERSONAL BANK ACCOUNT - For People with a poor credit rating
  • Internet Banking
  • Telephone Banking
  • Cheque Book (after qualifing period)
  • Cash Card
  • Direct debits
  • Standing Orders
  • Counter service
  • No Opening Balance
  • No Bank interview required
  • Discharged bankrupts welcome
Introductory Fee - £39
This account accepts Bankrupts and/or IVA's
Buy Now1 More Info >>>
Still not sure if this account is right for you click here and no payment will be taken we will assess your circumstances and advise accordingly.

Please note that it is an offence to give false information when applying for banking or other credit facilities and if this is proved, any fees paid to us would be forfeited.

 

 

     

Foerster's also specialise in helping customers to obtain full status business banking facilities for their new business with a choice of banks.

Every UK client forming a new company formation through Foerster Business Solutions are eligible for our status business bank account facility, Foersters do all the leg work for you, there are no forms to complete or bank interviews to attend, This account is placed with either Alliance & Leicester, HSBC or Barclays and depending on your preference approval usually takes approximately 2 to 5 days from incorporation. Provided you don't have any major adversities (bad credit problems) there shouldn't be any problem opening the account.

Poor Credit Rating Business & Personal Bank Accounts are placed with UK high street banks

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How our Poor Credit Rating Bank Account Service Works

1. How can you get me an account when I can't?

Simply because we know the right places to look. Over the past 5 years we have continually searched the market place and found a few institution that provide bank accounts for those with less than perfect credit ratings.

With several of these banks we have now established a special relationship and although we (or any other company offering this service) cannot hundred percent guarantee your account will be accepted (because we are not the actual bank and the finale decision is theirs), we do off a full money back refund.

Throughout the past 5 years we have helped several thousands of people obtain bank accounts, personal and business accounts, accounts they probably would otherwise have never obtain without our help, these clients can now function as a professional business and/or family controlling their finances with fantastic banking facilities.

It has been our experience that more that 95% of all application placed are accepted, this is a true reflection of our commitment to get the account you have applied for, why not call us first to discuss your own personal issues.

All the accounts recommended to you are normal high street banks and are offered to you on their regular terms

We must point out that all of the banks we deal with are regular high street banks and thus they are regulated under the FSA and must comply to government regulations, Foerster Business Solutions Ltd (FBSL) are independant of the banks and only introduce clients, thus are not required to attain membership from the FSA, we have no influence over any of the Banks decission which is usually finale, and because of FBSL's independance we cannot 100% guarantee your chosen will be accepted. In view of this uncertainty we have made a promise to all our customers which is outlined below.

Foersters introduce clients to many high street banks and although in many instances we have an excellent relationship with the banks, we have no influence over their decision making, all accounts are assessed individually.

In the event you are refused the account we will refund your fee without any questions asked

The acceptance rate for this type of account is extremely high we estimate 95% + of all applications are approved, and if this wasn't the case Foersters could not continue to provide this extensive service and would simply terminate the service, we would never knowingly refer you to any institution we felt would reject your application, it simply would not make any sense to do so. To reassure you of our confidence at achieving success in you obtaining your preferred account, and provided you have been honest regarding the declaration of your adversities, in the event you are refused the account we will refund your fee without any questions asked (less £5.00 admin fee).

Our credentials are supported by many testimonials available from our team on 08443 575859 / 08443 575879 or write to us at the address on our contact page.

Please note that it is an offence to give false information when applying for banking or other credit facilities and if this is proved, any fees paid to us would be forfeited. No refunds are available on Accounts marked 'Subject to Status

2. What do you charge and will it work for me?

Your application is dealt with on a personal basis, where possible we will complete all documentation, we do not receive any commissions from the banks and thus we must charge you/your Company for this service, our fees are very moderate and fair and vary from £35 for a basic account to £99 for a triple account package / Business Package, you will not find this service cheaper anywhere on the net guaranteed. The bank and type of account selected for you is usually dependant on your personal and your company circumstances, we estimate 95% of all applications are approved by the bank recommended to you.

3. How easy is the process?

We do as much of the work as possible for you thus reducing your work load and organisation headaches. You will need to complete any part of the bank application we have been unable to, the FSA (the Bank's governing body) require you to take your ID to the bank for verification (please see below for documents required), when applying for a business account in most instances the bank will ask you to attend the bank for a short informal interview, though you are not normally asked to produce a company business plan, all personal accounts are approved via post.

4. How long will it take to open my bank account?

As a general guide to timescales following your purchase we will forward the completed application form(s) onto you for checking and signing, then depending on which bank we have recommended you will need to either get your ID verified then post it to the bank in our prepaid envelope, or you will be required drop ID and application into the branch we have advised. The following estimated timescales will usually apply:

  • Option 6 (Full Business Account)- usually 14 to 28 working days - can take longer
  • Option 7 (Triple Account) - has three accounts : -
  Account 1 (Full Business Account) - usually 14 to 28 working days - can take longer  
Account 2 (Basic Account) - usually opened on the day of your choice
Account 3 (Personal Account) - usually 7 to 28 working days
  • Option 8 (Business Package) -  usually 14 to 28 working days
  • Option 9 (Basic Account) – usually opened on the day of your choice
  • Option 10 (Personal Account) – usually 7 to 28 working days
  • Option 11 (Personal Account) – usually 7 to 28 working days
 

The account opening process cannot be hurried and sometimes takes longer however, should your application exceeded the banks estimated timescale then we will of course be happy to contact the bank for updates.

Very Important - Please be aware that the Bank will in all cases require a contact telephone number and in most cases will need to make contact with clients, calls are usually received as “call withheld” or “0845,” please ensure you respond to these calls the banks are extremely busy, if they cannot contact you via telephone they may request any outstanding information via post or they could place your application on the dormant/to do file and thus it could be be delayed for weeks. The Banks do not advise Foerster's when no contact has been made with you, and we are never made aware if the account is delayed.

5.       What if I have been refused by some banks?

We usually have several options available to you, however in the unlikely event your application is refused by all institutions we have recommended and you have been completely honest about your adverse credit etc, then we will refund your fee in full. When completing our online form we will ask you to name any banks that have refused any previous applications and/or that you have other issues with, defaults, disputes etc, then we can avoid them in the first instance

6.       What features come with my account?

Dependant on type of account selected please see individual selected account features

  1.        Full Business Bank Account
  2.        Basic Business Bank Account
  3.        Personal Bank Account

7.       What Identification Documents do I need?

Please supply 1 from each of the following ID

Picture Identification

  • Passport
  • Full drivers licence (Photo Licence)
  • European union national ID card

Confirmation of Residence

  • Utility bill – no older than 3 months
  • Bank statement - no older than 3 months
  • Council tax bill – present year only
  • Full drivers licence if not already used as your ID

All documentation MUST be addressed to the person presenting the documentation.

Additional documents required

  • New Limited companies will need a copy of their incorporation certificate (NB if you do not have the certificate we can obtain one for you please go here to purchase).
  • New companies set-up as Soletraders / partnerships require their company letterhead.
  • Where Banks accept discharged bankrupts you will be required to produce a verified copy of the original discharge certificate issued by the courts.
  • In some instances the Bank may also require an original Experian / Equifax report (not your own downloaded copy).
  • Established companies limited, soletraders or partnerships who have traded will need to produce a copy of there accounts/turnover.

Our Terms

We must point out none of the accounts listed on our website are not 100% guaranteed acceptance, Foersters are not a banking institution we only introduce clients to banks etc and have no influence over their decision making, all applications are assessed individually and are subject to the respective banks scoring system and their decision is usually finale.

None of the banks where application are placed for assessment charge for their service, you can call into the bank at anytime and request these exact accounts completely free of charge, any fees paid are payable direct to Foerster Business Solutions Ltd, in return we offer you our professional services in helping you to obtain a bank account to suit your individual circumstances.

Over the last 5 years FBSL have searched the banking industry for the best possible banking facilities available, we have found that several of these banks will accept customers and companies with adverse credit, this knowledge is then passed to you our clients.

Our complete service includes; completion of all bank account application forms, letter of instruction, which also advises of the chosen bank(s) selected to suit your particular circumstance, list of additional required documents, written letter of introduction advising of your particular circumstances, Foersters also provide map/address and contact details for the designated branch, and where applicable all postal costs, we also provide total help throughout the entire process.

You can contact our team direct on (08443 575879) during working hours or at anytime through email or contact us page, also if required we can contact the bank for updates and or to chase your application etc.

Acceptance rate for this type of account is extremely high we estimate over 95% of all applications are approved, if this was not the case Foersters could not continue to provide this extensive service, only through volume can we offer our services at the prices we charge, many of our competitors offer these exact same introductions for fees of upto £169.

Our Promise Guaranteed

We will never knowingly refer a customer to any institution we felt would reject your application, it simply would not make any sense to do so. To reassure you of our confidence at achieving success in helping you obtain your chosen account, and provided you have been completely honest regarding the declaration of your adversities, in the event you are refused a bank account through our recommended sources we guarantee to refund your fee in full without any questions asked.

Please note that it is an offence to give false information when applying for banking or other credit facilities and if this is proved, any fees paid to us would be forfeited. No refunds are available on Accounts marked 'Subject to Status

8.       Terms and Conditions - Please refer to individual accounts for terms and conditions effecting that particular Option:

 
  * Account is not guaranteed acceptance, approval rate is iapproximately 95%  
Contact Us company formation Account Options Free bank accounts NatWest Account
We specialise in Status Bank Accounts, Poor Credit Bank Accounts,