Foerster's also specialise in helping customers to obtain full status business
banking facilities for their new business with a choice of banks.
Every UK client forming a new company
formation through Foerster Business Solutions are eligible for our status business bank account facility, Foersters do all the leg work for you, there are no forms to complete or bank interviews to attend, This account is placed with either Alliance & Leicester, HSBC or Barclays and depending on your preference approval usually takes approximately 2 to 5 days from incorporation. Provided you don't have any major
adversities (bad credit problems) there shouldn't be any problem opening the account.
Poor Credit Rating Business & Personal Bank Accounts are placed with UK high street banks
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How our Poor Credit Rating Bank Account Service Works
1. How can you get me an account when I can't?
Simply because we know the right places to look. Over the past 5 years we have continually searched the market place and found a few institution that provide bank accounts for those with less than perfect credit ratings.
With several of these banks we have now established a special relationship and although we (or any other company offering this service) cannot hundred percent guarantee your account will be accepted (because we are not the actual bank and the finale decision is theirs), we do off a full money back refund.
Throughout the past 5 years we have helped several thousands of people obtain bank accounts, personal and business accounts, accounts they probably would otherwise have never obtain without our help, these clients can now function as a professional business and/or family controlling their finances with fantastic banking facilities.
It has been our experience that more that 95% of all application placed are accepted, this is a true reflection of our commitment to get the account you have applied for, why not call us first to discuss your own personal issues.
All the accounts recommended to you are normal high street banks and are offered to you on their regular terms
We must point out that all of the banks we deal with are regular high street banks and thus they are regulated under the FSA and must comply to government regulations, Foerster Business Solutions Ltd (FBSL) are independant of the banks and only introduce clients, thus are not required to attain membership from the FSA, we have no influence over any of the Banks decission which is usually finale, and because of FBSL's independance we cannot 100% guarantee your chosen will be accepted. In view of this uncertainty we have made a promise to all our customers which is outlined below.
Foersters introduce clients to many high street banks and although in many instances we have an excellent relationship with the banks, we have no influence over their decision making, all accounts are assessed individually.
In the event you are refused the account we will refund your fee without any questions asked
The acceptance rate for this type of account is extremely high we estimate 95% + of all applications are approved, and if this wasn't the case Foersters could not continue to provide this extensive service and would simply terminate the service, we would never knowingly refer you to any institution we felt would reject your application, it simply would not make any sense to do so. To reassure you of our confidence at achieving success in you obtaining your preferred account, and provided you have been honest regarding the declaration of your adversities, in the event you are refused the account we will refund your fee without any questions asked (less £5.00 admin fee).
Our credentials are supported by many testimonials available from our team on 08443 575859 / 08443 575879 or write to us at the address on our contact page.
Please note that it is an offence to give false information when applying for banking or other credit facilities and if this is proved, any fees paid to us would be forfeited. No refunds are available on Accounts marked 'Subject to Status
2. What do you charge and will it work for me?
Your application is dealt with on a personal basis, where possible we will complete all documentation, we do not receive any commissions from the banks and thus we must charge you/your Company for this service, our fees are very moderate and fair and vary from £35 for a basic account to £99 for a triple account package / Business Package, you will not find this service cheaper anywhere on the net guaranteed. The bank and type of account selected for you is usually dependant on your personal and your company circumstances, we estimate 95% of all applications are approved by the bank recommended to you.
3. How easy is the process?
We do as much of the work as possible for you thus reducing your work load and organisation headaches. You will need to complete any part of the bank application we have been unable to, the FSA (the Bank's governing body) require you to take your ID to the bank for verification (please see below for documents required), when applying for a business account in most instances the bank will ask you to attend the bank for a short informal interview, though you are not normally asked to produce a company business plan, all personal accounts are approved via post.
4. How long will it take to open my bank account?
As a general guide to timescales following your purchase we will forward the completed application form(s) onto you for checking and signing, then depending on which bank we have recommended you will need to either get your ID verified then post it to the bank in our prepaid envelope, or you will be required drop ID and application into the branch we have advised. The following estimated timescales will usually apply:
- Option 6 (Full Business Account)- usually 14 to 28 working days - can take longer
- Option 7 (Triple Account) - has three accounts : -
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